Student Insurance Coverage

NOTICE: Students who do not have U.S. insurance coverage, and who do not purchase insurance either through JCC or on their own, are not covered for treatment of illness or injuries sustained on campus. Most part-time students are not automatically covered under accidental insurance coverage, but may optionally purchase this at low cost. Also, most international students must purchase health insurance to have coverage in the U.S. (see bottom of page).

Accidental Insurance Coverage

All full-time students (12 or more credit hours), along with students enrolled in the Nursing, Paramedic and Animal Management/Zoo Technology programs, are automatically billed for and covered by JCC’s Accident Insurance Policy.  With the exception of a government insurance plan, JCC’s Accident Insurance Plan serves as secondary to any other existing insurance.

The cost of the JCC Accidental Insurance Policy is approximately $23 a year (current fee). This insurance provides limited medical coverage for injuries sustained on or off campus, and is highly recommended. Part-time students who wish to purchase accident insurance should contact the Health and Wellness Center, room 4-104A in the McVean Center, 315-786-2376.

For an informational brochure or to print a claim form:

Students who have claims for accidental injury treatment are encouraged to contact the Health Office for assistance with their accidental insurance claim submission. The Health & Wellness office will help facilitate claim submission whether the student’s injury occurred on or off campus.

Health Insurance Coverage

International Students: Optional Sickness Insurance is highly recommended, as most international insurance plans do not cover students for treatment of illness here in the U.S. Optional health insurance is billed directly to the student by the insurance company. For further information:

U.S. Students: Health Insurance for coverage of illness is highly recommended for all students. Extensive information on many insurance options is available on the NYS Department of Health website. You may also contact NCPPC, a local Community Health Advocacy resource available to our community for assistance in exploring your health coverage options:

  • Visit to review a number of health insurance options available in NYS, or
  • To speak with a health insurance advocate, call 1-800-279-8679, or 788-8533, ext. 233


For more information, or for further assistance, please call the Health and Wellness Center at 315-786-2376.