Financial Literacy

Financial Literacy 

College is an opportunity to expand your mind, enhance your social growth and prepare for your career goals.  College also provides an excellent opportunity for you to further develop necessary life skills, such as time management, interpersonal skills, and money management skills or "financial fitness".

It is vital to understand your own personal financial standing and be knowledgeable of money management skills in order to make smart decisions that will create a strong lifelong personal financial foundation.  We at Jefferson want to provide you the opportunities to become educated consumers and proactive participants in your fiscal futures.   We feel that these websites can assist you in your journey to becoming financially fit!

• SUNY Jefferson CashCourse
  Financial literacy is an essential life skill for the 21st century.  This is especially important for college students who on campus and in real life will have more financial choices and opportunities to be made than any generation before.  NEFE (The National Endowment for Financial Education) is responding to this challenge by offering to college students and recent graduates this website that contains comprehensive, non-commercial information to help their financial decisions be informed ones.

• Financial Awareness Counseling
  Financial Awareness Counseling provides tools and information to help you understand your financial aid and assist you in managing your finances.
  

• New York State Higher Education Services Corporation Smart Borrowing
  New York State Higher Education Services Corporation (HESC) provides guidelines on borrowing student loans, budgeting calculators, and other financial literacy tools.

• Federal Student Aid Consumer Protection
  Financial literacy (education on the management of personal finances) is an essential part of planning and paying for postsecondary education. Everyone needs to understand the options with respect to the vast array of financial products, services, and providers to make sound financial decisions.

• Gearup College – Money Skills for Real Life 
  This website offers money skills for real life!

• MyMoney.gov
  MyMoney.gov is the U.S. government's website dedicated to teaching all Americans the basics about financial education. Whether you are buying a home, balancing your checkbook, or investing in your 401(k), the resources on MyMoney.gov can help you maximize your financial decisions. Throughout the site, you will find important information from 20 Federal agencies and Bureaus designed to help you make smart financial choices.

• The SmartStudent Guide to Financial Aid
  FinAid's custom calculators can help you figure out how much school will cost, how much you need to save and how much aid you'll need.

• Your Federal Student Loans (PDF) 
  Learn the Basics and Manage Your Student Loan Debt

• The National Student Loan Data System (NSLDS)
  The National Student Loan Data System (NSLDS) is the U.S. Department of Education's (ED's) central database for student aid. NSLDS receives data from schools, guaranty agencies, the Direct Loan program, and other Department of ED programs. NSLDS Student Access provides a centralized, integrated view of Title IV loans and grants so that recipients of Title IV Aid can access and inquire about their Title IV loans and/or grant data.

• CheapScholar.org
  We know the challenges and hurdles that can be presented as a student moves forward in their educational career. Our hope is that through the use of CheapScholar.org we are able to provide you with the tools and information required to help you achieve your educational goals.